All services performed by Sjiem Fat & Kuster are subject to our General Terms and Conditions:
1.	Sjiem Fat & Kuster, also to be named “the Partnership” hereinafter, is a professional partnership, consisting of private companies having limited liability. A list of the partners will be sent to clients upon request.
2.	These General Terms & Conditions shall be applicable to any and all assignments the clients of Sjiem Fat & Kuster give the Partnership, the partners of the Partnership, or their directors, or the Partnership’s employees.
3.	Any and all assignments shall be deemed to have been given to, and accepted by the Partnership. The partners, their directors, as well as those in the employment of the Partnership, shall not be bound or liable personally, and the assignment shall not end by their death, irrespective of whether the assignment was granted with a view to a certain person.
4.	In the event of engaging third parties not belonging to its organization, Sjiem Fat & Kuster will exercise due care and (except for assistance by attorneys of record and process servers) it will consult with the client on the selection of these third parties as much as is reasonably possible. Any and all liability for shortcomings of these third parties shall be excluded.
5.	Any and all liability of Sjiem Fat & Kuster shall be limited to the amount paid in the case in question under the applicable professional liability insurance obtained by Sjiem Fat & Kuster, increased by the amount of the deductible applicable under the insurance.
6.	The execution of the assignments given shall exclusively take place for the benefit of the client. Third parties cannot derive any rights from the execution of the work and services carried out for the client.
7.	Without prejudice to the provision under 3, these General Terms & Conditions are also stipulated in behalf of the partners of Sjiem Fat & Kuster, as well as the directors and (indirect) shareholders of the partners, and of all those who are in the employment of the Partnership.
8.	The legal relationship between the client and Sjiem Fat & Kuster is subject to Aruban law. Any and all disputes arising from this legal relationship shall be settled exclusively by the competent judge in Aruba.